Credit card cost comparison

This calculator provides an estimate cost based on business type and the average monthly credit card sales that a business processes. This tool uses the top interchange categories for broad types of credit card processing. Please note, because we have to make an assumption of the actual cards that a business accepts, some businesses may see significantly higher or lower costs depending on the actual types of cards their customers use.

Accepting Method

Average volume

Number of sales per month

Total current monthly bill

We recommend either averaging 3 - 6 months of processing statements, or make sure to remove situational fees such as chargebacks, retrievals, adjustments, and others from your total cost.

Credit percentage

Debit percentage

We do not recommend changing these values unless you are certain of your credit to debit ratio.
Defaults:
Retail and Restaurant: 40% Credit, 60% Debit
Ecommerce / MOTO: 70% Credit, 30% Debit

Merchant Equipment Store™
901 Mopac Expressway South, Bld 1, Ste 300
Austin, Texas 78746
(800) 532.4966

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Merchant Equipment Store™ is a registered ISO/MSP of Deutsche Bank Trust Company Americas, New York, New York, and Wells Fargo Bank, N.A., Concord, CA.
American Express may require separate approval. Merchant Accounts require paper or e-signature applications for completion.
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