Interchange tables

The following is an overview of current Visa, Mastercard, and Discover interchange rates including new debit network fees and other mandatory association fees.

For 100% current rates, please check with association websites.

Visa Consumer Credit Interchange

		Description	Rate	Transaction
40	1103	Standard Cash Advance	0.0000	2.000
40	1110	Electronic Cash Advance	0.0000	0.500
40	1203	Standard, Credit	2.7000	0.100
40	1212	CPS/Charity	1.3500	0.050
40	1213	EIRF, Credit	2.3000	0.100
40	1229	CPS Utility, Credit	0.0000	0.750
40	1231	CPS/Small-Ticket, Credit	1.6500	0.040
40	1250	CPS/Restaurant, Credit	1.5400	0.100
40	1251	CPS/Supermarket Credit	1.2200	0.050
40	1254	CPS/Passenger Transport (Card Present), Credit	1.7000	0.100
40	1256	CPS/Hotel (Card Not Present), Credit	1.5400	0.100
40	1257	CPS/Hotel (Card Present), Credit	1.5400	0.100
40	1258	CPS/Auto Rental (Card Not Present), Credit	1.5400	0.100
40	1259	CPS/Auto Rental (Card Present), Credit	1.5400	0.100
40	1260	CPS/Automated Fuel Dispenser, Credit	1.1500	0.250
40	1306	CPS/Fuel Maximum	0.0000	1.100
40	1262	CPS/Card Not Present, Credit	1.8000	0.100
40	1263	CPS/Retail Credit	1.5100	0.100
40	1270	CPS/Account Funding, Credit	2.1400	0.100
40	1272	CPS/Retail Key Entry, Credit	1.8000	0.100
40	1274		1.4300	0.050
40	1284	CPS/Retail Service Station, Credit	1.1500	0.250
40	1288		2.7000	0.100
40	1289		2.3000	0.100
40	1290		1.8000	0.100
40	1291		1.8000	0.100
40	1292		1.7000	0.100
40	1293		1.5400	0.100
40	1294		1.5400	0.100
40	1351	CPS Rewards 1	1.6500	0.100
40	1352	CPS Rewards 2	1.9500	0.100
40	1353	CPS Rewards 2 (MOTO/eCommerce)	1.9500	0.100
40	1370		1.4300	0.100
40	1372		1.4700	0.100
40	1374		1.5100	0.100
40	1371		1.1500	0.050
40	1373		1.2000	0.050
40	1375		1.2200	0.050
N/A		Cardholder Funds Transfer a	0.0000	0.490
40	1850	CPS/Passenger Transport (Card Not Present), Credit	1.7000	0.100

Visa Consumer Debit Interchange

		Description	Rate	Transaction
42	1203	Standard, Debit	1.9000	0.250
42	1213	EIRF, Debit	1.7500	0.200
42	1231	CPS/Small-Ticket, Debit	1.5500	0.040
42	1229	CPS Utility, Debit	0.0000	0.650
42	1250	CPS/Restaurant, Debit	1.1900	0.100
42	1254	CPS/Passenger Transport (Card Present), Debit	1.1900	0.100
42	1850	CPS/Passenger Transport (Card Not Present), Debit	1.7000	0.150
42	1256	CPS/Hotel (Card Not Present), Debit	1.7000	0.150
42	1257	CPS/Hotel (Card Present), Debit	1.1900	0.100
42	1258	CPS/Auto Rental (Card Not Present), Debit	1.7000	0.150
42	1259	CPS/Auto Rental (Card Present), Debit	1.1900	0.100
42	1260	CPS/Automated Fuel Dispenser, Debit	0.8000	0.150
42	1306	CPS/Fuel Maximum	0.0000	0.950
42	1262	CPS/Card Not Present, Debit	1.6500	0.150
42	1270	CPS/Account Funding, Debit	1.7500	0.200
42	1272	CPS/Retail Key Entry, Debit	1.6500	0.150
42	1274		0.6500	0.150
42	1343	Debit Maximum	0.0000	2.000
42	1275	CPS/Supermarket, Debit	0.0000	0.300
42	1277	CPS/Retail, Debit	0.8000	0.150
42	1284	CPS/Retail Service Station, Debit	0.8000	0.150
42	1290		1.6500	0.150
42	1291		1.6000	0.150
42	1292		1.7000	0.150
42	1293		1.7000	0.150
42	1294		1.7000	0.150
42	1368	CPS/Debit Tax Payment 1	0.6500	0.150
42	1369	CPS/Debit Tax Payment 2	0.6500	0.150
42	1283	CPS/Debt Repayment	0.6500	0.150
42	1800	Regulated Debit	0.0500	0.220
42	1810	CPS/Small Ticket Regulated Debit	0.0500	0.220

Visa Prepaid

		Description	Rate	Transaction
45	1203	Standard	1.9000	0.250
45	1213	EIRF	1.8000	0.200
45	1231	CPS/Small-Ticket	1.6000	0.050
45	1229	CPS Utility	0.0000	0.650
45	1250	CPS/Restaurant	1.1500	0.150
45	1850	CPS/Passenger Transport (Card Not Present), Prepaid	1.7500	0.200
45	1254	CPS/Passenger Transport (Card Present), Prepaid	1.1500	0.150
45	1256	CPS/Hotel (Card Not Present)	1.7500	0.200
45	1257	CPS/Hotel (Card Present)	1.1500	0.150
45	1258	CPS/Auto Rental (Card Not Present)	1.7500	0.200
45	1259	CPS/Auto Rental (Card Present)	1.1500	0.150
45	1260	CPS/Automated Fuel Dispenser	1.1500	0.150
45	1306	CPS/Fuel Maximum	0.0000	0.950
45	1262	CPS/Card Not Present	1.7500	0.200
45	1270	CPS/Account Funding	1.8000	0.200
45	1272	CPS/Retail Key Entry	1.7500	0.200
45	1274		0.6500	0.150
45	1343	Prepaid Maximum	0.0000	2.000
45	1275	CPS/Supermarket	1.1500	0.150
45	1303	CPS/Supermarket Maximum	0.0000	0.350
45	1277	CPS/Retail	1.1500	0.150
45	1284	CPS/Retail Service Station	1.1500	0.150
45	1290		1.7500	0.200
45	1291		1.7500	0.200
45	1292		1.7500	0.200
45	1293		1.7500	0.200
45	1294		1.7500	0.200
45	1368	CPS/Debit Tax Payment 1	0.6500	0.150
45	1369	CPS/Debit Tax Payment 2	0.6500	0.150
45	1283	CPS/Debt Repayment	0.6500	0.150
45	1800	Regulated Debit	0.0500	0.220
45	1810	CPS/Small Ticket Regulated Debit	0.0500	0.220

Visa Signature Preferred

		Description	Rate	Transaction
43	1205	Standard [Sign. Preferred & Ultra High Net Worth]	2.9500	0.100
43	1212	Sign. Preferred Charity	1.3500	0.050
43	1223	Sign. Preferred Electronic	2.4000	0.100
43	1229	Sign. Preferred Consumer CPS Utility, Credit	0.0000	0.750
43	1316		2.4000	0.100
43	1318		2.1000	0.100
43	1319		2.1000	0.100
43	1260	Sign. Preferred - Automated Fuel Dispenser, Credit	1.1500	0.250
43	1306	Sign. Preferred - CPS/Fuel Maximum	0.0000	1.100
43	1284	Sign. Preferred - Retail Service Station Credit	1.1500	0.250
43	1360	Sign. Pref. Credit Voucher-Consumer-MOTO/E-Commerce Credit	2.0500	0.000
43	1361		2.3300	0.000
43	1362		1.7600	0.000

Visa Commercial Interchange

		Description	Rate	Transaction
41	1235	Commercial Prepaid Card Present - Retail	2.1500	0.100
41	1236	Commercial Prepaid Card Not Present	2.6500	0.100
41	1237	Commercial Prepaid Standard	2.9500	0.100
41	1842	Business Credit Card Standard	2.9500	0.200
41	1232	Business Credit Card Electronic	2.4000	0.100
41	1282		2.0500	0.100
41	1315		2.2500	0.100
41	1318		2.2000	0.100
41	1319		2.1000	0.100
41	1851		2.9500	0.100
41	1852		2.4500	0.100
41	1853		1.7000	0.100
41	1229		0.0000	1.500
41	1205	Corporate Card Standard	2.9500	0.100
41	1223	Corporate Electronic	2.7500	0.100
41	1226		2.0500	0.100
41	1841		1.9500	0.100
41	1316		2.2000	0.100
41	1348		2.1000	0.100
41	1319		2.1000	0.100
41	1840		2.7500	0.100
41	1844		2.5500	0.100
41	1205	Purchasing Card Standard	2.9500	0.100
41	1233	Purchasing Card Electronic	2.7500	0.100
41	1225		1.2000	39.000
41	1285	GSA G2G	1.6500	0.100
41	1268		1.4500	35.000
41	1282		2.0500	0.100
41	1227		1.9500	0.100
41	1317		2.6500	0.100
41	1349		2.4000	0.100
41	1843		2.4000	0.100
41	1320		2.7500	0.100
41	1845		2.4500	0.100
41	1846		0.7000	49.500
41	1847		0.6000	52.500
41	1848		0.5000	55.500
41	1849		0.4000	58.500
41	1238		1.4500	35.000
41	1800	Regulated Debit	0.0500	0.220

Visa Business Enhanced

		Rate	Transaction
4N	1205	2.9500	0.200
4N	1232	2.7500	0.150
4N	1282	2.0500	0.100
4N	1315	2.4500	0.150
4N	1318	2.3000	0.100
4N	1319	2.2500	0.100
4N	1229	0.0000	1.500

Visa Signature Business

		Rate	Transaction
4S	1205	2.9500	0.200
4S	1232	2.8500	0.200
4S	1282	2.0500	0.100
4S	1319	2.4000	0.100
4S	1315	2.6000	0.200
4S	1318	2.4000	0.100
4S	1229	0.0000	1.500

Visa Credit Voucher Programs

		Description	Rate
40	1360		2.0500
40	1361		2.3300
41	1361		2.3300
40	1362		1.7600
41	1362		2.3500
42	1811		0.0000
45	1811		0.0000
41	1811		0.0000
41	1210	Purchasing Card Non-Passenger Transport Non-GSA .01-10,000	2.4000
41	1228	Purchasing Card Non-Passenger Transport Non-GSA 10,000.01-25,000	2.3000
41	1230	Purchasing Card Non-Passenger Transport Non-GSA 25,000.01-100,000	2.2000
41	1234	Purchasing Card Non-Passenger Transport Non-GSA 100,000.01-500,000	2.0000
41	1255	Purchasing Card Non-Passenger Transport Non-GSA 500,000.01 and above	1.8000
41	1269	Purchasing Card Non-Passenger Transport GSA .01-10,000	2.3500
41	1224	Purchasing Card Non-Passenger Transport GSA 10,000.01-25,000	2.1500
41	1234	Purchasing Card Non-Passenger Transport GSA 25,000.01-100,000	2.0000
41	1255	Purchasing Card Non-Passenger Transport GSA 100,000.01-500,000	1.8000
41	1255	Purchasing Card Non-Passenger Transport GSA 500,000.01 and above	1.8000

Visa Assessment Fees

		Description	Rate	Transaction
80	1524	Visa Network Access Fee	0.0000	0.010
80	1527	US Debit Transaction Integrity Fee (TIF)	0.0000	0.100
80	1540	Assessments 40/41/42	0.1100	0.000
80	1541		0.4000	0.000
80	1542		0.4000	0.000
80	1544	International Acquirer Fee (April 16, 2010)	0.4500	0.000
80	2964	Acquirer Processing Fee (July 1, 2009) - Credit	0.0000	0.020
80	2965	Misuse of Authorization Fee (October 1, 2009)	0.0000	0.050
80	2966	Zero Floor Limit Fee (July 1, 2009)	0.0000	0.100
80	2969	Acquirer Processing Fee (April 1, 2012) - Debit	0.0000	0.016

Visa US Interregional Interchange

		Description	Rate	Transaction
40	1104		0.3300	1.750
40	1204	Super Premium Card - Infinite	1.9700	0.000
40	1239	Super Premium Card - Signature	1.9700	0.000
40	1240	Acquirer Chip Fee Program	1.0000	0.000
40	1240		1.0000	0.000
40	1241	Issuer Chip Fee Program	1.2000	0.000
40	1241		1.2000	0.000
40	1242	Electronic Commerce Merchant Rate	1.4400	0.000
40	1242		1.4400	0.000
40	1244	Secure Electronic Commerce Rate	1.4400	0.000
40	1244		1.4400	0.000
40	1245	Airline Fee	1.1000	0.000
40	1245		1.1000	0.000
40	1246	Airline Acquirer Chip Fee	1.0000	0.000
40	1246		1.0000	0.000
40	1247	Standard	1.6000	0.000
40	1247		1.6000	0.000
40	1248	Electronic	1.1000	0.000
40	1248		1.1000	0.000
41	1249	Commercial Card	2.0000	0.000
43	1249		1.9700	0.000
40	1264	Chip Full Data	1.1000	0.000
40	1264		1.1000	0.000
40	1265	Airline Chip Full Data	1.1000	0.000
40	1265		1.1000	0.000
40	1266	Chip Full Data with PIN	1.1000	0.000
40	1266		1.1000	0.000
40	1267	Airline Chip Full Data with PIN	1.1000	0.000
40	1267		1.1000	0.000
40	1600	Premium Card	1.8000	0.000
40	1814	Interregional Credit Reimbursement	0.0000	0.490
41	1814	Interregional Credit Reimbursement	0.0000	0.490
40	1802	Interregional Consumer Regulated Debit	0.0500	0.220
41	1802	Interregional Commercial Regulated Debit	0.0500	0.220
43	1249	Signature Preferred Interregional	1.9700	0.000

Visa LAC Interregional Interchange

		Description	Rate	Transaction
40	1104		0.3300	1.750
40	1204	Super Premium Card - Infinite	1.9700	0.000
40	1239	Super Premium Card - Signature	1.9700	0.000
40	1240	Acquirer Chip Fee Program	1.0000	0.000
40	1240		1.0000	0.000
40	1241	Issuer Chip Fee Program	1.2000	0.000
40	1241		1.2000	0.000
40	1242	Electronic Commerce Merchant Rate	1.4400	0.000
40	1242		1.4400	0.000
40	1244	Secure Electronic Commerce Rate	1.4400	0.000
40	1244		1.4400	0.000
40	1245	Airline Fee	1.1000	0.000
40	1245		1.1000	0.000
40	1246	Airline Acquirer Chip Fee	1.0000	0.000
40	1246		1.0000	0.000
40	1247	Standard	1.6000	0.000
40	1247		1.6000	0.000
40	1248	Electronic	1.1000	0.000
40	1248		1.1000	0.000
41	1249	Commercial Card	2.0000	0.000
43	1249		1.9700	0.000
40	1264	Chip Full Data	1.1000	0.000
40	1264		1.1000	0.000
40	1265	Airline Chip Full Data	1.1000	0.000
40	1265		1.1000	0.000
40	1266	Chip Full Data with PIN	1.1000	0.000
40	1266		1.1000	0.000
40	1267	Airline Chip Full Data with PIN	1.1000	0.000
40	1267		1.1000	0.000
40	1600	Premium Card	1.8000	0.000
40	1814	Interregional Credit Reimbursement	0.0000	0.490
41	1814	Interregional Credit Reimbursement	0.0000	0.490
40	1802	Interregional Consumer Regulated Debit	0.0500	0.220
41	1802	Interregional Commercial Regulated Debit	0.0500	0.220

Visa Canada Interregional Interchange

		Description	Rate	Transaction
40	1104		0.3300	1.750
40	1204	Super Premium Card - Infinite	1.9700	0.000
40	1239	Super Premium Card - Signature	1.9700	0.000
40	1240	Acquirer Chip Fee Program	1.0000	0.000
40	1240		1.0000	0.000
40	1241	Issuer Chip Fee Program	1.2000	0.000
40	1241		1.2000	0.000
40	1242	Electronic Commerce Merchant Rate	1.4400	0.000
40	1242		1.4400	0.000
40	1244	Secure Electronic Commerce Rate	1.4400	0.000
40	1244		1.4400	0.000
40	1245	Airline Fee	1.1000	0.000
40	1245		1.1000	0.000
40	1246	Airline Acquirer Chip Fee	1.0000	0.000
40	1246		1.0000	0.000
40	1247	Standard	1.6000	0.000
40	1247		1.6000	0.000
40	1248	Electronic	1.1000	0.000
40	1248		1.1000	0.000
41	1249	Commercial Card	2.0000	0.000
43	1249		1.9700	0.000
40	1264	Chip Full Data	1.1000	0.000
40	1264		1.1000	0.000
40	1265	Airline Chip Full Data	1.1000	0.000
40	1265		1.1000	0.000
40	1266	Chip Full Data with PIN	1.1000	0.000
40	1266		1.1000	0.000
40	1267	Airline Chip Full Data with PIN	1.1000	0.000
40	1267		1.1000	0.000
40	1600	Premium Card	1.8000	0.000
40	1814	Interregional Credit Reimbursement	0.0000	0.490
41	1814	Interregional Credit Reimbursement	0.0000	0.490

Visa Asia Pacific Interregional Consumer Credit Interchange

		Description	Rate
44	1204	Super Premium Card - Infinite	1.9700
47	1239	Super Premium Card - Signature	1.9700
44,46,47	1600	Premium Card	1.8000
41	1249	Commercial Card-AP Premium	2.0200

Visa Europe Consumer Credit/Debit Interregional Interchange

		Description	Rate	Transaction
40	1104	Manual Cash	0.3300	1.750
40,46,48,42	1247	Standard	1.6000
4E	1247	Standard - Visa Electron	1.6000
40,46,48,42	1266	Chip Full PIN	0.9500
4E	1266	Chip Full PIN - Visa Electron	0.9500
40,46,48,42	1264	Chip Full	1.0000
4E	1264	Chip Full - Visa Electron	1.0000
40,46,48,42	1240	Chip Terminal	1.0000
4E	1240	Chip Terminal - Visa Electron	1.0000
40,46,48,42	1248	Electronic	1.1000
4E	1248	Electronic - Visa Electron	1.1000
40,46,48,42	1241	Chip Iss	1.2000
4E	1241	Chip Iss - Visa Electron	1.2000
40,46,48,42	1244	Secure Electronic Commerce - ECI 5	1.4400
4E	1244	Secure Electronic Commerce - ECI 5 - Visa Electron	1.4400
40,46,48,42	1242	Non-Authenticated Merchant - ECI 6	1.4400
4E	1242	Non-Authenticated Merchant - ECI 6 - Visa Electron	1.4400
44	1204	Super Premium Card - Infinite	1.9700
47	1239	Super Premium Card - Signature	1.9700
43	1249	Signature Preferred	1.9700
44,46,47	1600	Premium Card	1.8000

Visa Europe Commercial Interregional Interchange

		Description	Rate	Transaction
41, 4B, 4C, 4Q	1249	Business/Corporate/Purchasing Standard	2.0000

Visa Europe Airline Interchange

		Description	Rate
40,46,48,4E,42	1245	Airline	1.1000
40,46,48,4E,42	1246	Airline Chip	1.0000
40,46,48,4E,42	1265	Airline Chip Full	1.1000
40,46,48,4E,42	1267	Airline Chip Full Pin	1.1000

MasterCard Consumer Credit Interchange

		Description	Rate	Transaction
50	1103	Cash Advance	0.0000	2.050
50	1203	Standard	2.9500	0.100
50	1212	Charities	2.0000	0.100
50	1213	Merit I	1.8900	0.100
50	1219	Public Sector	1.5500	0.100
50	1221	Convenience Purchases	1.9000	0.000
50	1223	Merit III	1.5800	0.100
50	1229	Utilities	0.0000	0.650
50	1251	Supermarket	1.4800	0.100
50	1252	Premier Travel - Cruise Lines	1.5800	0.100
50	1254	Passenger Transport	1.7500	0.100
50	1256	Premier Travel - Hotel	1.5800	0.100
50	1258	Premier Travel - Auto Rental	1.5800	0.100
50	1261	Service Industries	1.1500	0.050
50	1262	Merit I - Insurance	1.4300	0.050
50	1263	Merit I - Real Estate	1.1000	0.000
50	1273	Key-Entered	1.8900	0.100
50	1276	Merchant UCAF	1.5800	0.100
50	1278	Full UCAF	1.6800	0.100
50	1284	Petroleum	1.9000	0.000
50	1306	Petroleum - Max	0.0000	0.950
50	1370	Merit III Tier 1 - Credit	1.4300	0.100
50	1371		1.1500	0.050
50	1372	Merit III Tier 2	1.4800	0.100
50	1373	Supermarket Tier 2	1.1500	0.050
50	1374	Merit III Tier 3	1.5500	0.100
50	1375	Supermarket Tier 3	1.2200	0.050

MasterCard Enhanced Consumer Credit Interchange

		Description	Rate	Transaction
55	1203	Enhanced Standard	2.9500	0.100
55	1213	Enhanced Merit I	2.0400	0.100
55	1219	Enhanced Public Sector	1.5500	0.100
55	1221	Enhanced Convenience Purchases	1.9000	0.000
55	1223	Enhanced Merit III	1.7300	0.100
55	1229	Enhanced Utilities	0.0000	0.650
55	1251	Enhanced Supermarket	1.4800	0.100
55	1252	Enhanced Premier Travel - Cruise Lines	1.8000	0.100
55	1254	Enhanced Passenger Transport	1.9000	0.100
55	1256	Enhanced Premier Travel - Hotel	1.8000	0.100
55	1258	Enhanced Premier Travel - Auto Rental	1.8000	0.100
55	1261	Enhanced Service Industries	1.1500	0.050
55	1262	Enhanced Merit I - Insurance	1.4300	0.050
55	1263	Enhanced Merit I - Real Estate	1.1000	0.000
55	1273	Enhanced Key-Entered	2.0400	0.100
55	1276	Enhanced Merchant UCAF	1.7300	0.100
55	1278	Enhanced Full UCAF	1.8300	0.100
55	1284	Enhanced Petroleum	1.9000	0.000
55	1306	Enhanced Petroleum - Max	0.0000	0.950
55	1370	Enhanced Merit III Tier 1 - Credit	1.4300	0.100
55	1371		1.1500	0.050
55	1372	Enhanced Merit III Tier 2	1.4800	0.100
55	1373	Enhanced Supermarket Tier 2	1.1500	0.050
55	1374	Enhanced Merit III Tier 3	1.5500	0.100
55	1375	Enhanced Supermarket Tier 3	1.2200	0.050

MasterCard World Card Consumer Credit Interchange

		Description	Rate	Transaction
53	1203	World MasterCard Standard	2.9500	0.100
53	1213	World MasterCard Merit I	2.0500	0.100
53	1219	World MasterCard Public Sector	1.5500	0.100
53	1221	World MasterCard Convenience Purchases	2.0000	0.000
53	1223	World MasterCard Merit III Base	1.7700	0.100
53	1229	World MasterCard Utilities	0.0000	0.650
53	1250	World MasterCard Restaurant	1.7300	0.100
53	1251	World MasterCard Supermarket Base	1.5800	0.100
53	1261	World MasterCard Service Industries	1.1500	0.050
53	1262	World MasterCard Merit I - Insurance	1.4300	0.050
53	1263	World MasterCard Merit I - Real Estate	1.1000	0.000
53	1273	World MasterCard Key Entered	2.0500	0.100
53	1276	World Merchant UCAF	1.7700	0.100
53	1278	World Full UCAF	1.8700	0.100
53	1284	World MasterCard Petroleum	2.0000	0.000
53	1287	World MasterCard T&E	2.3000	0.100
53	1306	World MasterCard Petroleum - Max	0.0000	0.950
53	1370	World MasterCard Merit III Tier 1	1.5300	0.100
53	1371	World MasterCard Supermarket Tier 1	1.2500	0.050
53	1372	World MasterCard Merit III Tier 2	1.5800	0.100
53	1373	World MasterCard Supermarket Tier 2	1.2500	0.050
53	1374	World MasterCard Merit III Tier 3	1.6500	0.100
53	1375	World MasterCard Supermarket Tier 3	1.3200	0.050

MasterCard World Elite Consumer Credit Interchange

		Description	Rate	Transaction
54	1203	World Elite Standard	3.2500	0.100
54	1213	World Elite Merit I	2.5000	0.100
54	1219	World Elite Public Sector	1.5500	0.100
54	1221	World Elite Convenience Purchases	2.0000	0.000
54	1223	World Elite Merit III Base	2.2000	0.100
54	1229	World Elite Utilities	0.0000	0.750
54	1250	World Elite Restaurant	2.2000	0.100
54	1251	World Elite Supermarket Base	1.9000	0.100
54	1261	World Elite Service Industries	1.1500	0.050
54	1262	World Elite Merit I - Insurance	2.2000	0.100
54	1263	World Elite Merit I - Real Estate	2.2000	0.100
54	1273	World Elite Key-Entered	2.5000	0.100
54	1276	World Elite Merchant UCAF	2.2000	0.100
54	1278	World Elite Full UCAF	2.3000	0.100
54	1284	World Elite Petroleum	2.0000	0.000
54	1286	World Elite T&E Large Ticket	2.0000	0.000
54	1287	World Elite T&E	2.7500	0.100
54	1306	World Elite Petroleum - Max	0.0000	0.950
54	1342	World Elite Airline	2.3000	0.100
54	1370	World Elite Merit III Tier 1	2.0500	0.100
54	1371	World Elite Supermarket Tier 1	1.2500	0.050
54	1372	World Elite Merit III Tier 2	2.1000	0.100
54	1373	World Elite Supermarket Tier 2	1.2500	0.050
54	1374	World Elite Merit III Tier 3	2.1500	0.100
54	1375	World Elite Supermarket Tier 3	1.3200	0.050

MasterCard High Value Consumer Credit Interchange

		Description	Rate	Transaction
5H	1203	World MasterCard High Value Standard	3.2500	0.100
5H	1213	World MasterCard High Value Merit I	2.5000	0.100
5H	1273	World MasterCard High Value Key-Entered	2.5000	0.100
5H	1223	World MasterCard High Value Merit III Base	2.2000	0.100
5H	1370	World MasterCard High Value Merit III - Tier 1	2.0500	0.100
5H	1372	World MasterCard High Value Merit III - Tier 2	2.1000	0.100
5H	1374	World MasterCard High Value Merit III - Tier 3	2.1500	0.100
5H	1221	World MasterCard High Value Convenience Purchases	2.0000	0.000
5H	1251	World MasterCard High Value Supermarket Base	1.9000	0.100
5H	1371	World MasterCard High Value Supermarket - Tier 1	1.2500	0.050
5H	1373	World MasterCard High Value Supermarket - Tier 2	1.2500	0.050
5H	1375	World MasterCard High Value Supermarket - Tier 3	1.3200	0.050
5H	1262	World MasterCard High Value Merit I - Insurance	2.2000	0.100
5H	1263	World MasterCard High Value Merit I - Real Estate	2.2000	0.100
5H	1261	World MasterCard High Value Service Industries	1.1500	0.050
5H	1219	World MasterCard High Value Public Sector	1.5500	0.100
5H	1250	World MasterCard High Value Restaurant	2.2000	0.100
5H	1287	World MasterCard High Value T&E	2.7500	0.100
5H	1276	World MasterCard High Value Merchant UCAF	2.2000	0.100
5H	1278	World MasterCard High Value Full UCAF	2.3000	0.100
5H	1342	World MasterCard High Value Airline	2.3000	0.100
5H	1229	World MasterCard High Value Utilities	0.0000	0.750
5H	1284	World MasterCard High Value Petroleum Base	2.0000	0.000
5H	1306	World MasterCard High Value Petroleum - Max	0.0000	0.950
5H	1286	World MasterCard High Value T&E Large Ticket	2.0000	0.000

MasterCard Consumer Debit Interchange

		Description	Rate	Transaction
52	1203	Standard	1.9000	0.250
52	1212	Charities	1.4500	0.150
52	1213	Merit I	1.6000	0.150
52	1223	Merit III	1.0500	0.150
52	1229	Utilities	0.0000	0.450
52	1231	Small Ticket	1.5500	0.040
52	1250	Restaurant	1.1900	0.100
52	1251	Supermarket - Base	1.0500	0.150
52	1252	Premier Travel - Cruise Lines	1.1500	0.150
52	1254	Passenger Transport	1.6000	0.150
52	1256	Premier Travel - Hotel	1.1500	0.150
52	1258	Premier Travel - Auto Rental	1.1500	0.150
52	1260		0.7000	0.170
52	1261	Service Industries	1.1500	0.050
52	1263	Merit I - Real Estate	1.1000	0.000
52	1273	Key-Entered	1.6000	0.150
52	1274	Emerging Markets	0.8000	0.250
52	1276	Merchant UCAF	1.0500	0.150
52	1278	Full UCAF	1.1500	0.150
52	1284	Petroleum Service Stations	0.7000	0.170
52	1303		0.0000	0.350
52	1306		0.0000	0.950
52	1370	Merit III Tier 1	0.7000	0.150
52	1371	Supermarket Tier 1	0.7000	0.150
52	1372	Merit III Tier 2	0.8300	0.150
52	1373	Supermarket Tier 2	0.8300	0.150
52	1374	Merit III Tier 3	0.9500	0.150
52	1375	Supermarket Tier 3	0.9500	0.150
52	1800	Regulated Debit	0.0500	0.210
52	1801	Regulated Debit with adjustment	0.0500	0.220
52	1810	Regulated POS Debit Small Ticket	0.0500	0.210
52	1819	Regulated POS Debit Small Ticket with Fraud Adjustment	0.0500	0.220

MasterCard Consumer Prepaid Interchange

		Description	Rate	Transaction
5A	1203	Standard	1.9000	0.250
5A	1212	Charities	1.4500	0.150
5A	1213	Merit I	1.7600	0.200
5A	1223	Merit III	1.0500	0.150
5A	1229	Utilities	0.0000	0.650
5A	1231	Small Ticket Base	1.5500	0.040
5A	1250	Restaurant	1.1900	0.100
5A	1251	Supermarket - Base	1.0500	0.150
5A	1252	Premier Travel - Cruise Lines	1.1500	0.150
5A	1254	Passenger Transport	1.6000	0.150
5A	1256	Premier Travel - Hotel	1.1500	0.150
5A	1258	Premier Travel - Auto Rental	1.1500	0.150
5A	1260		0.7000	0.170
5A	1261	Service Industries	1.1500	0.050
5A	1263	Merit I - Real Estate	1.1000	0.000
5A	1273	Key-Entered	1.7600	0.200
5A	1274	Emerging Markets	0.8000	0.250
5A	1276	Merchant UCAF	1.0500	0.150
5A	1278	Full UCAF	1.1500	0.150
5A	1284	Petroleum Service Stations	0.7000	0.170
5A	1303		0.0000	0.350
5A	1306		0.0000	0.950
5A	1370	Merit III Tier 1	0.7000	0.150
5A	1371	Supermarket Tier 1	0.7000	0.150
5A	1372	Merit III Tier 2	0.8300	0.150
5A	1373	Supermarket Tier 2	0.8300	0.150
5A	1374	Merit III Tier 3	0.9500	0.150
5A	1375	Supermarket Tier 3	0.9500	0.150
5A	1800	Regulated POS Prepaid	0.0500	0.210
5A	1801	Regulated POS Prepaid with Fraud Adjustment	0.0500	0.220
5A	1810	Regulated POS Prepaid Small Ticket	0.0500	0.210
5A	1819	Regulated POS Debit Small Ticket with Fraud Adjustment Prepaid	0.0500	0.220

MasterCard Core Commercial Interchange

		Description	Rate	Transaction
51	1203	Commercial Standard	2.9500	0.100
51	1212	Charities	2.0000	0.100
51	1223	Business T&E 1	2.5000	0.000
51	1844	Large Market T&E 1	2.7000	0.000
51	1232	Business T&E 2	2.3500	0.100
51	1845	Large Market T&E 2	2.5500	0.100
51	1235	Business T&E 3	2.3000	0.100
51	1849	Large Market T&E 3	2.5000	0.100
51	1319	Electronic Payment Account	0.1900	0.530
51	1281	Commercial Data Rate 1	2.6500	0.100
51	1322	Business Credit Data Rate 2	2.0000	0.100
51	1851	Business Debit Data Rate 2	2.2000	0.100
51	1323	Large Market Data Rate 2	2.5000	0.100
51	1325	Commercial Data Rate 2 Petroleum	2.0500	0.100
51	1283	Business Credit Data Rate 3	1.7500	0.100
51	1852	Business Debit Data Rate 3	1.8000	0.100
51	1841	Large Market Data Rate 3	1.8000	0.100
51	1326	Business Credit Face-to-Face	2.0000	0.100
51	1853	Business Debit Face-to-Face	2.2000	0.100
51	1327	Large Market Face-to-Face	2.5000	0.100
51	1329	Commercial Face-to-Face Petroleum	2.0500	0.100
51	1286	Business Credit Large Ticket 1	1.2000	40.000
51	1854	Business Debit Large Ticket 1	1.2500	40.000
51	1846	Large Market Large Ticket 1	1.2500	40.000
51	1225	Business Credit Large Ticket 2	1.2000	40.000
51	1855	Business Debit Large Ticket 2	1.2500	40.000
51	1847	Large Market Large Ticket 2	1.2000	60.000
51	1255	Business Credit Large Ticket 3	1.2000	40.000
51	1856	Business Debit Large Ticket 3	1.2500	40.000
51	1848	Large Market Large Ticket 3	1.1500	80.000
51	1229	Utilities	0.0000	1.500
51	1256	Business Large Ticket 1/2/3 - Lodging	2.3000	0.100
51	1857	Commercial Payments Account Large Ticket 1	1.2000	0.000
51	1858	Commercial Payments Account Large Ticket 2	1.0000	0.000
51	1859	Commercial Payments Account Large Ticket 3	0.9000	0.000
51	1860	Commercial Payments Account Large Ticket 4	0.8000	0.000
51	1861	Commercial Payments Account Large Ticket 5	0.7000	0.000
51	1308	Disaster Relief / Zero Interchange without assessment	0.0000	0.000
51	1309	Disaster Relief / Zero Interchange with assessment	0.0000	0.000
51	1800	Regulated Debit	0.0500	0.210
51	1801	Regulated Debit with adjustment	0.0500	0.220
51	1810	Commercial Regulated POS Debit Small Ticket	0.0500	0.210
51	1819	Commercial Regulated POS Debit Small Ticket with Fraud Adjustment	0.0500	0.220

MasterCard SBSP Level 4

		Description	Rate	Transaction
5E	1203	Business Level 4Standard	3.2600	0.100
5E	1223	Business Level 4 T&E 1	2.8100	0.000
5E	1232	Business Level 4 T&E 2	2.6600	0.100
5E	1235	Business Level 4 T&E 3	2.6100	0.100
5E	1281	Business Level 4 Data Rate 1	2.9600	0.100
5E	1322	Business Level 4 Data Rate 2	2.3100	0.100
5E	1283	Business Level 4 Data Rate 3	2.0600	0.100
5E	1326	BusinessLevel 4 Face-to-Face	2.3100	0.100
5E	1286	Business Level 4 Large Ticket 1	1.5100	40.000
5E	1225	Business Level 4 Large Ticket 2	1.5100	40.000
5E	1255	Business Level 4 Large Ticket 3	1.5100	40.000
5E	1229	Business Level 4 Utilities	0.0000	1.500

MasterCard SBSP Level 2 and Business World

		Description	Rate	Transaction
56	1203	Business Level 2 Standard	3.1100	0.100
56	1223	Business Level 2 T&E 1	2.6600	0.000
56	1232	Business Level 2 T&E 2	2.5100	0.100
56	1235	Business Level 2 T&E 3	2.4600	0.100
56	1281	Business Level 2 Data Rate 1	2.8100	0.100
56	1322	Business Level 2 Data Rate 2	2.1600	0.100
56	1283	Business Level 2 Data Rate 3	1.9100	0.100
56	1326	Business Level 2 Face-to-Face	2.1600	0.100
56	1286	Business Level 2 Large Ticket 1	1.3600	40.000
56	1225	Business Level 2 Large Ticket 2	1.3600	40.000
56	1255	Business Level 2 Large Ticket 3	1.3600	40.000
56	1229	Business Level 2 Utilities	0.0000	1.500

MasterCard SBSP Level 3 and Business World Elite

		Description	Rate	Transaction
57	1203	Business Level 3 Standard	3.1600	0.100
57	1223	Business Level 3 T&E 1	2.7100	0.000
57	1232	Business Level 3 T&E 2	2.5600	0.100
57	1235	Business Level 3 T&E 3	2.5100	0.100
57	1281	Business Level 3 Data Rate 1	2.8600	0.100
57	1322	Business Level 3 Data Rate 2	2.2100	0.100
57	1283	Business Level 3 Data Rate 3	1.9600	0.100
57	1326	Business Level 3 Face-to-Face	2.2100	0.100
57	1286	Business Level3 Large Ticket 1	1.4100	40.000
57	1225	Business Level 3 Large Ticket 2	1.4100	40.000
57	1255	Business Level 3 Large Ticket 3	1.4100	40.000
57	1229	Business Level 3 Utilities	0.0000	1.500

MasterCard Corporate World Interchange

		Description	Rate	Transaction
58	1203	Standard [Corporate World Commercial]	2.9500	0.100
58	1844	T&E 1 [Corporate World Commercial]	2.7000	0.000
58	1845	T&E 2 [Corporate World Commercial]	2.5500	0.100
58	1849	T&E 3 [Corporate World Commercial]	2.5000	0.100
58	1281	Data Rate 1 [Corporate World Commercial	2.6500	0.100
58	1323	Data Rate 2 [Corporate World Commercial]	2.5000	0.100
58	1325	Data Rate 2 Petroleum [Corporate World Commercial]	2.0500	0.100
58	1841	Data Rate 3 [Corporate World Commercial]	1.8000	0.100
58	1323	Face-to-Face [Corporate World Commercial]	2.5000	0.100
58	1329	Face-to-Face Petroleum [Corporate World]	2.0500	0.100
58	1286	Large Ticket 1 [Corporate World Commercial]	1.2500	40.000
58	1847	Large Ticket 2 [Corporate World Commercial]	1.2000	60.000
58	1848	Large Ticket 3 [Corporate World Commercial]	1.1500	80.000

MasterCard Corporate World Elite Interchange

		Description	Rate	Transaction
59	1203	Standard [Corporate World Elite Commercial]	2.9500	0.100
59	1844	T&E 1 [Corporate World Elite Commercial]	2.7000	0.000
59	1845	T&E 2 [Corporate World Elite Commercial]	2.5500	0.100
59	1849	T&E 3 [Corporate World Elite Commercial]	2.5000	0.100
59	1281	Data Rate 1 [Corporate World Elite Commercial]	2.6500	0.100
59	1323	Data Rate 2 [Corporate World Elite Commercial]	2.5000	0.100
59	1325	Data Rate 2 Petroleum [Corporate World Elite Commercial]	2.0500	0.100
59	1841	Data Rate 3 [Corporate World Elite Commercial]	1.8000	0.100
59	1323	Face-to-Face [Corporate World Elite Commercial]	2.5000	0.100
59	1329	Face-to-Face Petroleum [Corporate World Elite Commercial]	2.0500	0.100
59	1286	Large Ticket 1 [Corporate World Elite Commercial]	1.2500	40.000
59	1847	Large Ticket 2 [Corporate World Elite Commercial]	1.2000	60.000
59	1848	Large Ticket 3 [Corporate World Elite Commercial]	1.1500	80.000

MasterCard Refund Programs

		Description	Rate
52	1360	Consumer Debit Refund Group 1	1.7200
52	1361	Consumer Debit Refund Group 2	1.6800
52	1362	Consumer Debit Refund Group 3	1.4000
5A	1360	Consumer Prepaid Refund Group 1	1.7200
5A	1361	Consumer Prepaid Refund Group 2	1.6800
5A	1362	Consumer Prepaid Refund Group 3	1.4000
50	1363	Consumer Credit Refund Group 1	2.4200
50	1364	Consumer Credit Refund Group 2	2.0900
50	1365	Consumer Credit Refund Group 3	1.9500
50	1366	Consumer Credit Refund Group 4	1.8200
50	1367	Consumer Credit Refund Group 5	1.7300
51	1363	Corporate Credit Refund Group 1	2.3700
51	1364	Corporate Credit Refund Group 2	2.3000
51	1365	Corporate Credit Refund Group 3	2.2100
51	1366	Corporate Credit Refund Group 4	2.1600

Mastercard Assessment Fees

		Description	Rate	Transaction
80	1525	MasterCard Network Access Fee	0.0000	0.020
80	1550	Assessment 50/51/52	0.1100	0.000
80	1551	Cross-border (with Credit)	0.4000	0.000
80	1552	Cross-border	0.8000	0.000
80	1560	Acquirer Program Support Fee	0.8500	0.000
80	1565	Assessment -over $1000	0.1300	0.000
80	2953	MC Auth Misuse Fee	0.0000	0.060
80	2954	Network Access and Brand Usage (NABU) Fee	0.0000	0.020
80	2971	CVC2 Auth Fee	0.0025

MasterCard US Consumer Interchange

		Description	Rate	Transaction
50	1104	Interregional Cash	0.0900	3.600
50	1204		1.6000	0.000
50	1214		1.1000	0.000
50	1220		1.4400	0.000
50	1227	Electronic Consumer Interregional - U.S. Acquired	1.1000	0.000
50	1230		1.5400	0.000
50	1600	Interregional Premium Standard - U.S. acquired	1.8500	0.000
50	1601	Interregional Premium Electronic - U.S. acquired	1.8500	0.000
50	1602	Interregional Premium Full UCAF - U.S. acquired	1.8500	0.000
50	1603	Interregional Premium Merchant UCAF - U.S. acquired	1.8500	0.000
50	1608	Interregional Super Premium Standard - U.S. acquired	1.9800	0.000
50	1609	Interregional Super Premium Electronic - U.S. acquired	1.9800	0.000
50	1610	Interregional Super Premium Full UCAF - U.S. acquired	1.9800	0.000
50	1611	Interregional Super Premium Merchant UCAF - U.S. acquired	1.9800	0.000
50	1802	Interregional Regulated Debit	0.0500	0.210
50	1803	Interregional Regulated Debit with adjustment	0.0500	0.220
50	1815	Interregional Regulated POS Debit Small Ticket - U.S. acquired	0.0500	0.210
50	1817	Interregional Regulated POS Debit Small Ticket with Fraud Adjustment - U.S. acquired	0.0500	0.220

MasterCard US Commercial Interchange

		Description	Rate	Transaction
51	1204		2.0000	0.000
51	1214		2.0000	0.000
51	1224	Commercial Purchasing-Data Rate II	1.7000	0.000
51	1227	Electronic Commercial Interregional - U.S. Acquired	1.8500	0.000
51	1234	Commercial Purchasing - Large Ticket	0.9000	30.000
51	1600	Commercial Premium Standard - U.S. acquired	2.0000	0.000
51	1802	Interregional Regulated Debit	0.0500	0.210
51	1803	Interregional Regulated Debit with adjustment	0.0500	0.220
51	1815	Interregional Comm'l Regulated POS Debit Small Ticket - U.S. acquired	0.0500	0.210
51	1817	Interregional Comm'l Regulated POS Debit Small Ticket with Fraud Adjustment - U.S. acquired	0.0500	0.220

MasterCard LAC Consumer Interchange

		Description	Rate	Transaction
50	1206	Interregional Standard (ISI)	1.6000	0.000
50	1217	Interregional Electronic (IEI)	1.1000	0.000
50	1228	Electronic Consumer Interregional	1.1000	0.000
50	1279	Interregional Merchant UCAF	1.4400	0.000
50	1280	Interregional Full UCAF	1.5400	0.000
50	1604	Interregional Premium Standard	1.8500	0.000
50	1605	Interregional Premium Electronic	1.8500	0.000
50	1606	Interregional Premium Full UCAF	1.8500	0.000
50	1607	Interregional Premium Merchant UCAF	1.8500	0.000
50	1612	Interregional Super Premium Standard	1.9800	0.000
50	1613	Interregional Super Premium Electronic	1.9800	0.000
50	1614	Interregional Super Premium Full UCAF	1.9800	0.000
50	1615	Interregional Super Premium Merchant UCAF	1.9800	0.000
50	1804	Interregional Regulated Debit	0.0500	0.210
50	1805	Interregional Regulated Debit with adjustment	0.0500	0.220
50	1816	Interregional Regulated POS Debit Small Ticket - LAC acquired	0.0500	0.210
50	1818	Interregional Regulated POS Debit Small Ticket with Fraud Adjustment - LAC acquired	0.0500	0.220

MasterCard LAC Commercial Interchange

		Description	Rate	Transaction
51	1206	Commercial Standard	2.0000	0.000
51	1217	Commercial Purchasing	2.0000	0.000
51	1228	Electronic Commercial Interregional	1.8500	0.000
51	1224	Commercial Purchasing-Data Rate II	1.7000	0.000
51	1234	Commercial Purchasing - Large Ticket	0.9000	30.000
51	1604	Commercial Premium Standard	2.0000	0.000
51	1804	Interregional Regulated Debit	0.0500	0.210
51	1805	Interregional Regulated Debit with adjustment	0.0500	0.220
51	1816	Interregional Comm'l Regulated POS Debit Small Ticket - LAC acquired	0.0500	0.210
51	1818	Interregional Comm'l Regulated POS Debit Small Ticket with Fraud Adjustment - LAC acquired	0.0500	0.220

MasterCard Canada Consumer Interchange

		Description	Rate	Transaction
50	1206	Interregional Standard (ISI)	1.6000	0.000
50	1217	Interregional Electronic (IEI)	1.1000	0.000
50	1228	Electronic Consumer Interregional	1.1000	0.000
50	1279	Interregional Merchant UCAF	1.4400	0.000
50	1280	Interregional Full UCAF	1.5400	0.000
50	1604	Interregional Premium Standard	1.8500	0.000
50	1605	Interregional Premium Electronic	1.8500	0.000
50	1606	Interregional Premium Full UCAF	1.8500	0.000

50	1607	Interregional Premium Merchant UCAF	1.8500	0.000
50	1612	Interregional Super Premium Standard	1.9800	0.000
50	1613	Interregional Super Premium Electronic	1.9800	0.000
50	1614	Interregional Super Premium Full UCAF	1.9800	0.000
50	1615	Interregional Super Premium Merchant UCAF	1.9800	0.000
50	1804	Interregional Regulated Debit	0.0500	0.210
50	1805	Interregional Regulated Debit with adjustment	0.0500	0.220
50	1816	Interregional Regulated POS Debit Small Ticket - LAC acquired	0.0500	0.210
50	1818	Interregional Regulated POS Debit Small Ticket with Fraud Adjustment - LAC acquired	0.0500	0.220

MasterCard Canada Commercial Interchange

		Description	Rate
50	1206	Interregional Standard (ISI)	1.6000
50	1217	Interregional Electronic (IEI)	1.1000
50	1228	Interregional Electronic Consumer	1.1000
50	1279	Interregional Merchant UCAF	1.4400
50	1280	Interregional Full UCAF	1.5400
53,5D,5P,54	1604	Interregional Premium Standard	1.8500
53,5D,5P,54	1605	Interregional Premium Electronic	1.8500
53,5D,5P,54	1606	Interregional Premium Full UCAF	1.8500
53,5D,5P,54	1607	Interregional Premium Merchant UCAF	1.8500
53,54	1612	Interregional Super Premium / Consumer Elite Standard	1.9800
53,54	1613	Interregional Super Premium / Consumer Elite Electronic	1.9800
53,54	1614	Interregional Super Premium / Consumer Elite Full UCAF	1.9800
53,54	1615	Interregional Super Premium / Consumer Elite Merchant UCAF	1.9800

MasterCard AP and SAMEA Commercial

		Description	Rate	Transaction
51	1206	Commercial Standard	2.0000	0.000
51	1217	Commercial Purchasing	2.0000	0.000
51	1228	Electronic Commercial Interregional	1.8500	0.000
51	1224	Commercial Purchasing-Data Rate II	1.7000	0.000
51	1234	Commercial Purchasing - Large Ticket	0.9000	30.000
56	1604	Interregional Commercial Premium Standard	2.0000	0.000

MasterCard AP SAMEA Premium

		Description	Rate
53,5P,5D	17	Premium Acquirer Chip	1.8500
53,5P,5D	17	Premium Issuer Chip	1.8500
53,54	17	Super Premium / Consumer Elite Acquirer Chip	1.9800
53,54	17	Super Premium / Consumer Elite Issuer Chip	1.9800

MasterCard Europe Consumer Credit

		Description	Rate	Transaction
50,5A,52, 5G, 5P,5D	1206	Standard (ISI)	1.6000
50,5A,52, 5G, 5P,5D	1280	Full UCAF	1.5400
50,5A,52, 5G, 5P,5D	1279	Merchant UCAF	1.4400
50,5A,52, 5G, 5P,5D	1217	Electronic (IEI)	1.1000
50, 5A	1228	Electronic (F2F)	1.1000
53, 5P, 5D	1604	Premium Standard	1.8500
53, 5P, 5D	1605	Premium Electronic	1.8500
53, 5P, 5D	1606	Premium Full UCAF	1.8500
53, 5P, 5D	1607	Premium Merchant UCAF	1.8500
53, 5D	1612	Super Premium Standard	1.9800	0.000
53, 5D	1613	Super Premium Electronic	1.9800	0.000
53, 5D	1614	Super Premium Full UCAF	1.9800	0.000
53, 5D	1615	Super Premium Merchant UCAF	1.9800	0.000

MasterCard Europe Commercial

		Description	Rate	Transaction
51,5B,5C,5J	1206	Standard	2.0000
5Q,5F	1217	Purchasing	2.0000
5Q,5F	1234	Purchasing - Large Ticket	0.9000	30.000
5Q	1224	Purchasing - Data Rate II	1.7000
51, 5C	1228	Electronic (F2F)	1.8500
56	1604	Premium Standard	2.0000

Discover Commercial

		Description	Rate	Transaction
32	1205	Recurring Payments	2.9500	0.100
32	1204	Supermarkets/Warehouse Clubs	2.4000	0.100
32	1219	Petroleum	1.5500	0.100
32	1229	Retail	0.0000	0.750
32	1236	Hotels/Car Rentals	1.7000	0.100
32	1237	Passenger Transport	1.3600	0.000
32	1243	Base	1.9500	0.000
32	1250	Commercial Base Submission Level	1.9000	0.100
32	1251	Commercial Electronic	1.6500	0.050
32	1254	Commercial Utilities	1.9000	0.100
32	1256	International Base Submission Level	1.9000	0.100
32	1261	International Electronic	1.2000	0.050
32	1262	Commercial Large Ticket	1.4300	0.050
32	1263	Commercial Adjustment Voucher 1	1.7100	0.100
32	1271	International Commercial Adjustment Voucher	1.1000	0.000

Discover Core

		Description	Rate	Transaction
32	1272	Base Submission Level	1.9700	0.100
32	1274	Mid Submission Level	1.4500	0.050
32	1284	PSL - Public Services	1.7300	0.050
32	1290	PSL - Utilities	1.9700	0.100
32	1360	International Base Submission Level	2.0700	0.000
32	1361	International Electronic	2.0200	0.000
32	1362	PSL - Express Services	1.7500	0.000
32	1363	PSL - Restaurants	0.0000	0.000
35		PSL - Supermarkets/ Warehouse Clubs	2.2000	0.000
35		PSL - Passenger Transport	2.1500	0.000
35		PSL - Hotels/Car Rentals	2.1500	0.000
35		PSL - Recurring Payments	2.2500	0.000
35		PSL - Insurance	2.4500	0.000
35		PSL - Retail	2.4000	0.000
35		PSL - Real Estate	2.6500	0.000
35	1205	Key Entry	2.9500	0.100
35	1223	PSL - Emerging Markets	2.3000	0.100
35	1229	PSL - Petroleum	0.0000	1.500
35	1236	PSL - Card Not Present/ E-Commerce	1.7000	0.100
35	1237	Consumer Adjustment Voucher 1	1.3600	0.000
35	1237	Consumer Adjustment Voucher 2	0.9000	20.000
35	1362	Consumer Adjustment Voucher 3	2.2500	0.000
35	1363	International Consumer Adjustment Voucher 1	0.0000	0.000
35	1800	International Consumer Adjustment Voucher	0.0500	0.210

Discover Core Rewards

		Description	Rate	Transaction
35	1801	Base Submission Level	0.0500	0.220
36	1263	CPSL - Supermarkets/ Warehouse Clubs	0.0500	0.210
36	1284	CPSL - Passenger Transport	0.0500	0.210
36	1205	CPSL - Hotels/Car Rentals	1.8900	0.250
36	1205	CPSL - Recurring Payments	0.0500	0.210
36	1205	CPSL - Retail	1.2000	0.000
36	1204	CPSL - Petroleum	1.8000	0.200

Discover Debit

		Description	Rate	Transaction
36	1204	Regulated - Commercial Card - w/o Fraud Adjustment	0.0500	0.210
36	1205	Base Submission Level	0.0500	0.210
36	1205	Mid Submission Level	2.9500	0.100
36	1219	Commercial Base Submission Level	0.9000	0.200
36	1223	PSL - Public Services	0.0500	0.210
36	1223	Commercial Electronic	2.3000	0.100
36	1229	Commercial Utilities	0.0000	1.500
36	1229	PSL - Utilities	0.0500	0.210
36	1229	International Base Submission Level	0.0000	0.750
36	1236	International Electronic	1.7000	0.100
36	1237	PSL - Express Services	1.3600	0.000
36	1243	PSL - Restaurants	1.8000	0.000
36	1250	PSL - Supermarkets/ Warehouse Clubs	1.1000	0.160
36	1250	PSL - Passenger Transport	0.0500	0.210
36	1251	PSL - Hotels/Car Rentals	1.1000	0.160
36	1254	PSL - Recurring Payments	1.5900	0.160
36	1251	PSL - Insurance	1.2000	0.000
36	1254	PSL - Retail	0.0500	0.210
36	1254	Commercial Large Ticket	1.2000	0.000
36	1256	PSL - Real Estate	1.3500	0.160
36	1256	Key Entry	0.0500	0.210
36	1261	PSL - Emerging Markets	1.2000	0.050
36	1256	PSL - Petroleum	1.2000	0.000
36	1262	PSL - Card Not Present/ E-Commerce	0.8000	0.250
36	1261	Consumer Adjustment Voucher 1	1.2000	0.000
36	1263	Consumer Adjustment Voucher 2	1.1000	0.160
36	1237	Consumer Adjustment Voucher 3	0.0500	0.210
36	1263	International Consumer Adjustment Voucher	1.2000	0.000
36	1237	Regulated Consumer - w/o Fraud Adjustment	0.9000	20.000
36	1271	Consumer Debit Regulated w/ Fraud Adjustment	1.1000	0.000
36	1204	Commercial Adjustment Voucher 1	0.0500	0.210
3A	1205	Commercial Adjustment Voucher 1 - Regulated	2.9500	0.100
36	1219	Base Submission Level	0.0500	0.210
3A	1223	CPSL - Supermarkets/ Warehouse Clubs	2.3000	0.100
36	1223	CPSL - Passenger Transport	0.0500	0.210
36	1229	CPSL - Recurring Payments	0.0500	0.050
3A	1229	CPSL - Retail	0.0000	1.500
36	1229	CPSL - Petroleum	0.0500	0.210

Discover Debit non-exempt

		Description	Rate	Transaction
36	1243	PSL - Retail	0.0500	0.210
36	1250	Base Submission Level (Non-Exempt)	0.0500	0.210
36	1251	Commercial Base Submission Level	0.0500	0.050
36	1254	Commercial Utilities	0.0500	0.210
36	1256	PSL - Passenger Transport	0.0500	0.210
36	1261	Commercial Large Ticket	0.0500	0.050
36	1262	Consumer Adjustment Voucher 2	0.0500	0.050
36	1263	Key Entry	0.0500	0.210
3A	1237	PSL - Card Not Present/E-Commerce	0.9000	20.000
36	1268	Consumer Adjustment Voucher 3	0.0500	0.210
36	1271	Mid Submission Level	0.0500	0.050
36	1272	PSL - Public Services	0.0500	0.210
36	1274	PSL - Utilities	0.0500	0.050
36	1284	PSL - Express Services	0.0500	0.210
36	1290	PSL - Supermarkets/ Warehouse Clubs	0.0500	0.210
36	1360	PSL - Hotels/Car Rentals	0.0000	0.000
36	1361	PSL - Retail	0.0000	0.000
35	1362	PSL - Real Estate	-2.2500	0.000
35	1811	Key Entry	0.0000	0.000
35	1811	PSL - Emerging Markets	0.0000	0.000
3A	1362	PSL - Petroleum	-2.2500	0.000
36	1251	Consumer Adjustment Voucher 3	1.4900	0.000

Discover Premium

		Description	Rate	Transaction
39	1261	Base Submission Level	1.4500	0.000
39	1263	CPSL - Supermarkets/ Warehouse Clubs	1.6000	0.000
39	1284	CPSL - Passenger Transport	1.2700	0.000
39	1205	CPSL - Hotels/Car Rentals	2.9500	0.100
39	1204	CPSL - Recurring Payments	2.4000	0.100
39	1219	CPSL - Retail	1.5500	0.100
39	1229	CPSL - Petroleum	0.0000	0.750
39	1236	Base Submission Level	1.7000	0.100
39	1237	Mid Submission Level	1.3600	0.000
39	1243	PSL - Public Services	1.9500	0.000
39	1250	PSL - Utilities	1.5600	0.100
39	1251	International Base Submission Level	1.4000	0.050
39	1254	International Electronic	1.7500	0.100
39	1256	PSL - Express Services	1.5800	0.100
39	1261	PSL - Restaurants	1.2000	0.050
39	1262	PSL - Supermarkets/ Warehouse Clubs	1.4300	0.050
39	1263	PSL - Passenger Transport	1.5600	0.100
39	1271	PSL - Hotels/Car Rentals	1.1000	0.000
39	1272	PSL - Recurring Payments	1.8700	0.100
39	1274	PSL - Insurance	1.4500	0.050
39	1284	PSL - Retail	1.5500	0.050
39	1290	PSL - Real Estate	1.8700	0.100
39	1360	Key Entry	2.0700	0.000
39	1361	PSL - Emerging Markets	2.0200	0.000
39	1362	PSL - Petroleum	1.7500	0.000
39	1363	PSL - Card Not Present/ E-Commerce	0.0000	0.000
39	1363	Consumer Adjustment Voucher 1	0.0000	0.000
3A	1204	Consumer Adjustment Voucher 2	1.8000	0.200
3A	1205	Consumer Adjustment Voucher 3	1.8900	0.250
3A	1219	International Consumer Adjustment Voucher	0.9000	0.200

Discover Premium Plus

		Description	Rate	Transaction
3A	1229	Base Submission Level	0.0000	0.750
3A	1236	Base Submission Level	1.7000	0.100
3A	1237	CPSL - Supermarkets/ Warehouse Clubs	1.3600	0.000
3A	1243	CPSL - Passenger Transport	1.8000	0.000
3A	1250	CPSL - Hotels/Car Rentals	1.1000	0.160
3A	1251	CPSL - Recurring Payments	1.1000	0.160
3A	1254	CPSL - Retail	1.5900	0.160
3A	1256	CPSL - Petroleum	1.3500	0.160
3A	1261	Mid Submission Level	1.2000	0.050
3A	1262	PSL - Public Services	0.8000	0.250
3A	1263	PSL - Utilities	1.1000	0.160
3A	1271	PSL - Express Services	1.1000	0.000
3A	1272	PSL - Restaurants	1.7500	0.200
3A	1274	PSL - Supermarkets/ Warehouse Clubs	0.9000	0.200
3A	1284	PSL - Passenger Transport	0.7600	0.160
3A	1290	PSL - Hotels/Car Rentals	1.7500	0.200
3A	1360	PSL - Recurring Payments	-1.8000	0.000
3A	1361	PSL - Insurance	-1.6900	0.000
3A	1362	PSL - Retail	-1.3500	0.000
3A	1363	PSL - Real Estate	0.0000	0.000
3A	1800	Key Entry	0.0500	0.210
3A	1801	PSL - Emerging Markets	0.0500	0.220
3A	1811	PSL - Petroleum	0.0000	0.000
3B	1204	PSL - Card Not Present/ E-Commerce	2.4000	0.100
3B	1204	Consumer Adjustment Voucher 1	2.4000	0.100
3B	1205	Consumer Adjustment Voucher 2	2.9000	0.100
3B	1205	Consumer Adjustment Voucher 3	2.9000	0.100
3B	1219	International Consumer Adjustment Voucher	1.3500	0.050

Discover Prepaid

		Description	Rate	Transaction
3B	1219	Commercial Base Submission Level	1.3500	0.050
3B	1229	Commercial Electronic	0.0000	0.750
3B	1229	Commercial Utilities	0.0000	0.750
3B	1243	Commercial Large Ticket	1.7000	0.020
3B	1243	Commercial Adjustment Voucher 1 - Regulated	1.7000	0.020
3B	1250	Commercial Adjustment Voucher 1	1.8500	0.050
3B	1250	Mid Submission Level (Prepaid)	1.8500	0.050
3B	1251	Base Submission Level	1.5000	0.050
3B	1251	PSL - Public Services	1.5000	0.050
3B	1253	PSL - Utilities	1.1000	0.050
3B	1253	International Base Submission Level	1.1000	0.050
3B	1254	International Electronic	1.9000	0.100
3B	1254	PSL - Express Services	1.9000	0.100
3B	1256	PSL - Restaurants	1.9000	0.100
3B	1256	PSL - Supermarkets/ Warehouse Clubs	1.9000	0.100
3B	1263	PSL - Passenger Transport	1.5500	0.100
3B	1263	PSL - Hotels/Car Rentals	1.5500	0.100
3B	1284	PSL - Recurring Payments	1.5000	0.100
3B	1284	PSL - Insurance	1.5000	0.100
3B	1360	PSL - Retail	1.5000	0.000
3B	1360	PSL - Real Estate	1.5000	0.000
3B		Key Entry	1.2000	0.050
3B		PSL - Emerging Markets	1.1500	0.050
3B		PSL - Petroleum	1.1000	0.050
3B		PSL - Card Not Present/ E-Commerce	1.2000	0.050
3B		Consumer Adjustment Voucher 1	1.1500	0.050
3B		Consumer Adjustment Voucher 2	1.1000	0.050
3B		Consumer Adjustment Voucher 3	1.5100	0.100
3B		International Credit Voucher	1.4700	0.100
3B		Consumer Regulated Prepaid w/o Fraud Adjustment	1.4300	0.100
3B		Consumer Regulated Prepaid w/ Fraud Adjustment	1.5100	0.100
3B		Credit Refund-Regulated Consumer	1.4700	0.100
3B		PSL - Recurring Payments	1.4300	0.100

Discover Rewards

		Description	Rate	Transaction
3P	1251	Base Submission Level	2.0000	0.000
3P	1254	Mid Submission Level	2.3500	0.000
3P	1256	PSL - Public Services	2.4000	0.000
3P	1261	PSL - Utilities	2.1000	0.000
3P	1263	International Base Submission Level	2.2500	0.000
3P	1284	International Electronic	2.0000	0.000
3P	1204	PSL - Express Services	2.4000	0.100
3P	1219	PSL - Restaurants	1.5500	0.100
3P	1229	PSL - Supermarkets/ Warehouse Clubs	0.0000	0.750
3P	1243	PSL - Passenger Transport	2.0500	0.000
3P	1250	PSL - Hotels/Car Rentals	2.3000	0.100
3P	1251	PSL - Recurring Payments	1.9000	0.100
3P	1254	PSL - Insurance	2.3000	0.100
3P	1256	PSL - Retail	2.3000	0.100
3P	1261	PSL - Real Estate	1.8000	0.050
3P	1262	Key Entry	2.3000	0.050
3P	1263	PSL - Emerging Markets	2.1000	0.100
3P	1271	PSL - Petroleum	2.3000	0.100
3P	1272	PSL - Card Not Present/ E-Commerce	2.1500	0.100
3P	1274	Consumer Adjustment Voucher 1	2.3000	0.100
3P	1284	Consumer Adjustment Voucher 2	1.7300	0.050
3P	1290	Consumer Adjustment Voucher 3	2.3500	0.100
3P	1360	International Consumer Adjustment Voucher	2.0700	0.000

Discover Signature Debit

		Description	Rate	Transaction
3P	1361	Base Submission Level	2.0200	0.000
3P	1362	CPSL - Supermarkets/ Warehouse Clubs	1.7500	0.000
3P	1363	CPSL - Passenger Transport	0.0000	0.000
3X	1104	CPSL - Hotels/Car Rentals	-0.1600	3.000
3X	1105	CPSL - Recurring Payments	0.0000	1.650
3X	1104	CPSL - Retail	-0.1600	3.000
3X	1105	CPSL - Petroleum	-0.1600	1.650