Accept Electronic Checks
Check Service Features
If you have a problem with customers writing bad checks, you simply want to save time by not having to go to the bank to deposit a check, or you would like to accept checks over the phone or on your website then an electronic check service is for you.
What it will do for you:
Depending on the service, an electronic check service can verify that the check writer does not have a history of writing bad check, or you can opt for a full electronic conversion program, where your checks are converted into an electronic transaction like a credit card. We also have a check drafting service that can be integrated with a website allowing you to accept checks from your customers over the internet.
Benefits:
- Lower cost than accepting credit cards.
- Eliminates trips to the bank.
- Recurring ACH and check drafting services available.
- Accept checks through your website or over the phone.
Available Services
eGold - Check Conversion with Guarantee is an electronic conversion with guarantee program. Checks are scanned through a check scanner, and you can then return the check to your customer. The paper check is converted into an electronic transaction and electronically deposited in your bank account. If the check is later returned due to insufficient funds, you still receive the full value of the check.
eSilver - Check Conversion without Guarantee is a conversion without guarantee. After you scan your customer's check through a check scanner, the funds are automatically deposited into your bank account. If the check later is returned insufficient, you will need to take actions to collect the value of the check.
Traditional Paper Check Guarantee will allow you to key-in check and transaction information to guarantee the value of the check. You will still need to deposit the check in your bank, but if the check is later returned as insufficient, you will still receive the full value of the check.
ACH and Recurring ACH Bank Drafting With ACH processing, you can electronically debit from your customers bank accounts through a secure online website. Recurring ACH can also be setup for recurring billing needs.
Electronic Check Drafting is a low cost, fast, secure, method of processing checks and is very similar to an ACH program. Checks are processed automatically through a website or manually keyed into a secure virtual terminal. For online businesses we recommend check drafting above any other method. See the benefits of electronic check drafting.
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