PC Charge Express

PC Charge Express, Credit Card Processing Software. PC Charge Express, a transaction processing software, makes it easier than ever to accept credit cards, debit cards, and checks. It saves you time and money with powerful features like fraud protection and compatibility with all major credit card processors. An upgrade to PC Charge Pro will even allow you to create a database with Recurring and Installment Billing ask for details!

Flexibility

• Multiple payment types accepted: All major credit cards, debit cards, EBT, gift/loyalty/stored value cards, check verification, check guarantee and check conversion
• Certified with major credit card and gift card processors
• Supports up to five merchant numbers
• Supports card readers, PIN pads and check readers
• Robust and customizable reporting features
• Gives merchant ability to select card types to be accepted by software (American Express, Discover, etc.)

Functionality

• Automatically settle terminal-based account batched with Auto-Settle Utility
• Wireless capability permits mobile merchants to use their existing cell phone to run transactions over the Internet via TCP/IP
• Split dial authorization for Discover and American Express (selected processors)
• IP connectivity using SSL and dial functionality
• Real time or batch transaction processing
• Reports accessible from PCCharge Client
• Meets up to date compliance standards for Visa and MasterCard
• Electronic Commerce certified (ECI Compliant)

Security with Fraud Protection Plus

• MSV™ (Magnetic Strip Verification) validates the magnetic account information by matching the embossed account number on the card
• CVV2 may reduce chargebacks, verifying that the card values on the front match those on the back of the card
• AVS (Address Verification Service) is an industry standard known for its effectiveness in reducing loss
• User level password protection provides controlled permissions
• Data file encryption allows you to encrypt and protect the consumer’s credit card account numbers and expiration dates in the database
• Compliant with California Senate Bill 930, ensuring secure receipts

System Requirements

You must have the following:

• PC with Microsoft® Windows 98, Windows NT, Windows 2000, Windows XP or Windows 2003 Server
• 64 MB minimum of RAM, 256 MB preferred
• 30 MB free space on hard drive, 100 MB recommended
• Hayes compatible modem (capable of 1200 BPS or less) with an analog phone line OR an Internet connection
• CD-ROM drive
• Merchant Account
• 400 mhz or higher processor
• Microsoft® Internet Explorer v.6 or higher installed
• Latest Microsoft service pack updates installed

The following are optional:

• Track I & II reader
• Check Reader/Scanner
• Debit Card PIN pad
• Windows compatible receipt printer

SSL Requirements

Depending on your payment processing company, connection type, and operating system, you may need to install some upgrades/enhancements to your operating system. Some processing companies are beginning to process transactions via SSL2 (a highly secure Internet protocol).